Featured: Loan Rates

Heartland Area FCU
6111 N. 72nd Street
Omaha, NE 68134-2157
Toll Free 1-866-314-2328
Phone (402) 571-8444
Fax (402) 571-0462

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Mortgage Loans
Effective

1st Mortgage Loan
  Term Rate
80% of Appraised Value 180 Months 3.50% APR*
2nd Mortgage Loan
  Term Rate
80% of Appraised Value or 85% of Assessed Value 60 Months 4.50% APR*
80% of Appraised Value or 85% of Assessed Value 84 Months 5.50% APR*
80% of Appraised Value or 85% of Assessed Value 120 Months 6.50% APR*

*Annual Percentage Rate

Disclosures:

CLOSED-END CREDIT

THIS DISCLOSURE NOTICE CONTAINS IMPORTANT INFORMATION ABOUT HEARTLAND AREA CREDIT UNIONíS CLOSED END-CREDIT LOANS. YOU SHOULD READ IT CAREFULLY AND KEEP A COPY FOR YOUR RECORDS.

Terms Subject to Change. The rates contained herein are effective as of . However, the terms described in this disclosure are subject to change at any time. If, prior to your signing the loan documents, any of these terms have changed (other than the annual percentage rate) and you decide, as a result, not to obtain a loan from us, you would be entitled to a refund of any fees that you paid in connection with your application.

Terms of Repayment. Interest rates for closed end credit are fixed. The terms of repayment for the currently published interest rates are as listed above.

Disclosure Information


Your savings Federally insured to at least $250,000
and backed by the full faith and credit of the United States Government.
National Credit Union Administration,
a U.S. Government Agency.


We do business in accordance with the
Federal Fair Housing Law and the
Equal Credit Opportunity Act.