Featured: Loan Rates

Heartland Area FCU
6111 N. 72nd Street
Omaha, NE 68134-2157
Toll Free 1-866-314-2328
Phone (402) 571-8444
Fax (402) 571-0462

Home > Loan Rates > Signature Loans

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Personal Loans
Effective as of . All rates are subject to change. Rates set by individual creditworthiness.

Credit Rating

750+

700-749

650 - 699 620 - 649 581 - 619 <580
Collateral TERM A+ A B C D E
    APR* APR* APR* APR* APR* APR*
Personal 0-12 Months 6.50% 7.50% 8.50% 12.50% 15.50% 16.50%
13-24 Months 7.00% 8.00% 9.00% 13.50% 16.50% 17.50%
25-36 Months 7.50% 8.50% 9.50% 14.00% 17.50% 18.00%
37-48 Month 
A&B credit $5001-$7500
8.50% 9.50% 10.50% XXX XXX XXX

*Annual Percentage Rate

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Disclosures:

CLOSED-END CREDIT

THIS DISCLOSURE NOTICE CONTAINS IMPORTANT INFORMATION ABOUT HEARTLAND AREA CREDIT UNIONíS CLOSED END-CREDIT LOANS. YOU SHOULD READ IT CAREFULLY AND KEEP A COPY FOR YOUR RECORDS.

Terms Subject to Change. The rates contained herein are effective as of . However, the terms described in this disclosure are subject to change at any time. If, prior to your signing the loan documents, any of these terms have changed (other than the annual percentage rate) and you decide, as a result, not to obtain a loan from us, you would be entitled to a refund of any fees that you paid in connection with your application.

Terms of Repayment. Interest rates for closed end credit are fixed. The terms of repayment for the currently published interest rates are as listed above.

Certificate Secured, Loans covered by Certificate of Deposit from the credit union will be charged 2% over the C.D. Rate. Members can borrow 90% of face value of C.D. Loans covered by a Certificate of Deposit from another institution will have a rate of 3% over current credit union C.D. rate. Members can borrow 75% of face value of C.D.

Complete Disclosure Information


Your savings Federally insured to at least $250,000
and backed by the full faith and credit of the United States Government.
National Credit Union Administration,
a U.S. Government Agency.


We do business in accordance with the
Federal Fair Housing Law and the
Equal Credit Opportunity Act.