Featured: Loans
Heartland Area
FCU
6111 N. 72nd Street
Omaha, NE 68134-2157
Toll Free 1-866-314-2328
Phone (402) 571-8444
Fax (402) 571-0462
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Home > Loans > Real Estate |
Low Cost First Mortgage
- Maximum Loan Amount of $5,000
- Must have at least 50% equity based on the County Assessed Value
- Maximum fixed rate term of 15 years
- Interest may be tax deductible
- Lower fees than traditional mortgage
Real Estate First Mortgage
- No minimum or maximum amount
- Not to exceed 80% of the appraised value
- Maximum fixed rate term of 15 years
- Refinance or purchase loans available on owner occupied properties only
- No prepayment penalties
- Escrow account at credit union required
- No loan on land only
- No construction or building loans
- No loans on dwelling residing on
leased property
Benefits: - Interest may be tax deductible
- With escrow account set up the member does not need to worry about paying insurance or taxes
Real Estate Second Mortgage
- Minimum loan amount of $5,000
- Maximum loan amount of $50,000
- Maximum fixed rate term of 10 years
- Maximum loan not to exceed 85%
of assessed value less any outstanding liens or 80% of appraised value less
any outstanding liens
Benefits: - Interest may be tax deductible
- An easy way to consolidate your bills and possibly lower your interest rate
Centennial Lending
We’ve partnered with Centennial Lending to offer a variety of mortgage loans and commercial lending. Centennial Lending is credit union owned and operated, so they always have your best interests at heart with the credit union values of quality, service and straight talk.
Centennial Lending will provide you with a large variety of home loan options, including fixed and adjustable rate mortgages, 15 year, 20 year, 30 year or 40 year. They will work to explain all of your options and the pros and cons of each.
If you are a business owner with financing needs or you are considering purchasing an existing business, you should consider financing through the credit union. Through our lending partnership with Centennial Lending we are now offering: Commercial Mortgage Loans, Term Loans, Lines of Credit, Equipment Loans, Commercial Vehicle Loans, Development Loans, Commercial/Residential Construction.
With more options to choose from, you can get the right loans to fit your needs. You can apply for a loan quickly and easily from the convenience of your own home or office anytime – day or night.
Call today or go online at www.centennial-lending.com. Whether you are home shopping or running a business, Centennial Lending can tailor your loan to help make life easier.
Your savings Federally insured to at least $250,000
and backed by the full faith and credit of the United States Government.
National Credit Union Administration,
a U.S. Government Agency.
We do business in accordance with the
Federal Fair Housing Law and the
Equal Credit Opportunity Act.
