Featured: Loans

Heartland Area FCU
6111 N. 72nd Street
Omaha, NE 68134-2157
Toll Free 1-866-314-2328
Phone (402) 571-8444
Fax (402) 571-0462

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Low Cost First Mortgage

  • Minimum Loan Amount of $5,000
  • Must have at least 50% equity based on the County Assessed Value
  • Maximum fixed rate term of 15 years
  • Interest may be tax deductible
  • Lower fees than traditional mortgage

Real Estate First Mortgage

  • Minimum Loan Amount of $5,000
  • Not to exceed 80% of the appraised value
  • Maximum fixed rate term of 15 years
  • Refinance or purchase loans available on owner occupied properties only
  • No prepayment penalties
  • Escrow account at credit union required
  • No loan on land only
  • No construction or building loans
  • No loans on dwelling residing on leased property
    Benefits:
  • Interest may be tax deductible
  • With escrow account set up the member does not need to worry about paying insurance or taxes

Real Estate Second Mortgage

  • Minimum Loan Amount of $5,000
  • Maximum Loan Amount of $50,000
  • Maximum fixed rate term of 10 years
  • Maximum loan not to exceed 85% of assessed value less any outstanding liens or 80% of appraised value less any outstanding liens
    Benefits:
  • Interest may be tax deductible
  • An easy way to consolidate your bills and possibly lower your interest rate

Disclosures


Your savings Federally insured to at least $250,000
and backed by the full faith and credit of the United States Government.
National Credit Union Administration,
a U.S. Government Agency.


We do business in accordance with the
Federal Fair Housing Law and the
Equal Credit Opportunity Act.