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Heartland Area FCU
6111 N. 72nd Street
Omaha, NE 68134-2157
Toll Free 1-866-314-2328
Phone (402) 571-8444
Fax (402) 571-0462

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FEE SCHEDULE
SAVINGS ACCOUNT FEES
Share Savings Account Withdrawal $1.50/Withdrawal if more than 2 withdrawals per month
Members 50 and over will be exempt
Second Share Savings Account Withdrawal $1.50/Withdrawal if more than 2 withdrawals per month
Members 50 and over will be exempt
IRA Account Service $3.50 initial fee
IRA Account Annual Maintenance $8.50
IRA Closing $5.00
CHECKING ACCOUNT FEES
Overdraft$30.00/Item
NSF$30.00/Item
Returned Item$30.00/Item
Stop Payment(Checks or ACH)$30.00/Item or series
Check PrintingPrices may vary depending upon style
Members 50 and over-free checks (style selected by credit union)
Copy of Check/Substitute Check$2.00/Copy
Debit Card Loan Advance$5.00/Day
Checking Loan Advance$5.00/Day
OTHER SERVICE FEES
Account Research$20.00/Hour Minimum fee of $10.00
Statement Copy$1.00/Page
Deposit Item Return$20.00/item
Wire Transfer:
  Outgoing
  Incoming

$20.00/Transfer
$10.00/Transfer
Certified Check$5.00/Check
Money Order$1.50/Money Order
Fax Charge (Account Related)$2.00/First page
$1.00/Additional page
Counter Check$3.00 if payable to a third party
Garnishment Levy$35.00/Item
Bad Address$5.00
Check Cashing$5.00 if member has savings only and balance is less than $50.00
Dormant AccountSavings accounts that have been dormant for 6 months and have a balance of less than $50.00 will be charged a Dormant Account Fee of $5.00/month.
Checking Accounts that have been dormant for 6 months and have a balance of less than $120.00 will be charged a Dormant Account Fee of $5.00/month.
EFT FEES
ATM Cash WithdrawalsNo charge if ATM is owned by the Credit Union. Cash Corner or Cash Depot in Nebraska Walgreens
ATM Cash Withdrawals*$3.00 if ATM is not owned by the Credit Union, Cash Corner or Cash Depot in Nebraska Walgreens
ATM Inquiry*$2.00 if ATM is not owned by the Credit Union, Cash Corner or Cash Depot in Nebraska Walgreens
Debit Card Withdrawal*$3.00 if ATM is not owned by the Credit Union, Cash Corner or Cash Depot in Nebraska Walgreens
Card Replacement$10.00/Replacement
PIN Replacement$3.00
ACH Overdraft$30.00/Item
Debit Card Overdraft$30.00/Item
ATM Overdraft$30.00/Item
Debit Card Loan Advance$5.00/Day
*When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used to complete the transfer (and you may be charged a fee for any balance inquiry)
Effective May 1, 2015
Heartland Area Federal Credit Union 402-571-8444

Hours of Operation

Monday Lobby
8:00 am to 5:30 pm
Drive-Thru
7:30 am to 5:30 pm
Tuesday, Wednesday,
& Thursday
Lobby
8:00 am to 5:30 pm
Drive-Thru
7:30 am to 5:30 pm
Friday Lobby
8:00 am to 5:30 pm
Drive-Thru
7:30 am to 6:00 pm


Your savings Federally insured to at least $250,000
and backed by the full faith and credit of the United States Government.
National Credit Union Administration,
a U.S. Government Agency.


We do business in accordance with the
Federal Fair Housing Law and the
Equal Credit Opportunity Act.