© 2023 Heartland Area Federal Credit Union. All rights reserved.
Share, Vacation Club and Christmas Club Accounts
Dividend Rate
APY*
$50.00 and over
0.05%
0.05%
*Annual Percentage Yield
Share Account Dividends Dividend Rate: 0.05% Yield Dividend: 0.05% Dividends are compounded Quarterly Credited Dividend Period is Calendar Quarter Share Account Balance Requirements Minimum Opening Deposit $5.00 Minimum Balance to earn stated APY $50.00 Balance Method: Average Daily Balance Account Transfer Limitations Apply Certificate Rates Term: 12 Months 16 Months 24 Months 36 Months Minimum: $500 $500 $500 $500 APR 2.10% 3.00% 2.20% 2.32% APY* (Fixed): 2.12% 3.04% 2.22% 2.32% Renewable: Yes Yes Yes Yes Early Withdrawal Penalties: ------------------------90 Days Interest--------------------------------------- IRA Account Rates Dividend Rate APY* $50 & Over 0.10% 0.10% *Annual Percentage Yield IRA Account Dividends Dividend Rate: 0.10% Yield Dividend: 0.10% Dividends are compounded Quarterly Credited Dividend Period is Calendar Quarter IRA Account Balance Requirements Minimum Opening Deposit : $5.00 Minimum Balance to earn Stated APY: $50.00 Balance Method: Average Daily Balance Account Transfer Limitations Apply IRA Certificates, Roth IRA Certificates, and Education Savings Account (ESA) Certificates Start planning for the future now by opening an Individual Retirement Account. With automatic payroll deduction, building a retirement account can be easy. IRA certificate minimum balance is $5,000.00. Term: 12 Months 24 Months 36 Months Minimum: $5000 Min. $5000 Min. $5000 Min. Dividend Rate (Fixed): 1 .65% 0.85% 0.95% APY* (Fixed): 1.653% 0.853% 0.954% Renewable: Yes Yes Yes Early Withdrawal Penalties: ----------------90 Days Interest----------------Savings Rates
Your savings federally insured to at least $250,000 and backed by
the full faith and credit of the United States government. National
Credit Union Administration, a U.S. Government Agency
All rates effective as of current date.
© 2023 Heartland Area Federal Credit Union. All Rights Reserved.
Share, Vacation Club and Christmas Club Accounts
Dividend Rate
APY*
$50.00 and over
0.05%
0.05%
*Annual Percentage Yield
Share Account Dividends Dividend Rate: 0.05% Yield Dividend: 0.05% Dividends are compounded Quarterly Credited Dividend Period is Calendar Quarter Share Account Balance Requirements Minimum Opening Deposit $5.00 Minimum Balance to earn stated APY $50.00 Balance Method: Average Daily Balance Account Transfer Limitations Apply Certificate Rates Term: 12 Months 16 Months 24 Months 36 Months Minimum: $500 $500 $500 $500 APR 2.10% 3.00% 2.20% 2.32% APY* (Fixed): 2.12% 3.04% 2.22% 2.32% Renewable: Yes Yes Yes Yes Early Withdrawal Penalties: ------------------------90 Days Interest--------------------------------------- IRA Account Rates Dividend Rate APY* $50 & Over 0.10% 0.10% *Annual Percentage Yield IRA Account Dividends Dividend Rate: 0.10% Yield Dividend: 0.10% Dividends are compounded Quarterly Credited Dividend Period is Calendar Quarter IRA Account Balance Requirements Minimum Opening Deposit : $5.00 Minimum Balance to earn Stated APY: $50.00 Balance Method: Average Daily Balance Account Transfer Limitations Apply IRA Certificates, Roth IRA Certificates, and Education Savings Account (ESA) Certificates Start planning for the future now by opening an Individual Retirement Account. With automatic payroll deduction, building a retirement account can be easy. IRA certificate minimum balance is $5,000.00. Term: 12 Months 24 Months 36 Months Minimum: $5000 Min. $5000 Min. $5000 Min. Dividend Rate (Fixed): 1 .65% 0.85% 0.95% APY* (Fixed): 1.653% 0.853% 0.954% Renewable: Yes Yes Yes Early Withdrawal Penalties: ----------------90 Days Interest----------------Savings
Rates
Your savings federally insured to at least $250,000 and backed by
the full faith and credit of the United States government. National
Credit Union Administration, a U.S. Government Agency
All rates effective as of current date.
TRUTH-IN-SAVINGS / ACCOUNT DISCLOSURES
