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© 2020 Heartland Area Federal Credit Union. All rights reserved.

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6111 N. 72nd Street Omaha, NE 68134-2157 Toll Free 866.314.2328 Phone 402.571.8444 Fax 402.571.0462
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States government. National Credit Union Administration, a U.S. Government Agency
Thank you for visiting Heartland Area Federal Credit Union. You will find a vast assortment of information about our Credit Union.  We are a Community Charter Credit Union. Our membership base is now anyone who lives, works, worships, or attends school in Douglas or Washington County, NE. If you are within our field of membership, you will be able to apply for membership by clicking on Membership Application. Just complete and submit to us.  If you are currently a member, you can apply online for a loan. We’ll review and get right back to you.
HOURS Lobby: Mon - Fri 8:00  - 5:30 Drive Thru: Mon - Thur: 7:30 am - 5:30 Friday: 7:30 - 6:00
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NOTICE:  Inactive and Dormant Accounts An inactive account shall be defined as an account on which there has been no activitiy, other than posting of dividends, for a period of two years or more, has a balance of less than $500.00 and no other savings or loan accounts. If a savings account has a balance of less than $50.00 or a checking account has less than $120.00, no activity for a six-month period and no other savings or loan accounts they will be considered inactive. Beginning in 2016, all inactive accounts with less than $500.00, however more than $50.00 that have not had activity for 2 years or more shall be subject to a $5.00 per quarter inactive fee. All savings accounts that have less than $50.00 and checking accounts that have less than $120.00 are currently subject to a $5.00 monthly inactive fee. Dormant/abandoned property shall be defined as property, which has been unclaimed for a period of 5 years or more as of June 30 of each year. It includes accounts on which there has been no activity, other than the posting of dividends, for a period of 5 years or more as of June 30 of each year. An account will not be considered dormant/abandoned, even though it otherwise meets this definition, or the owner of the account has made transactions on another account under the same primary account number within the 5-year period, or has indicated to the credit union, in writing, that he/she has not abandoned his/her account. Dormant/abandoned property is required to be sent to the state each year.
Partner Links
Discover Affordable Worry- free Driving with Credit Union Auto Club. Speak to Linda, our loan officer, or visit LoveMyCreditUnion.org

Credit Card Lost or Stolen? Visa – 1-800-808-7230 Mastercard – 1-800-500-1044

TRUTH-IN-SAVINGS / ACCOUNT DISCLOSURES  |
PATRIOT ACT  |
PRIVACY POLICY
Holiday Closings
Allpoint  - Free ATM transactions
Online statements are a great way to eliminate paper clutter and have electronic access to your HAFCU statements. An eStatement is an electronic copy of your statement that includes the same information as your regular mailed statements. You will have immediate access to your statement information rather than having to wait for it in the mail. Electronic Statement Q & A
Electronic Statements 

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Current hours, Monday thru Friday, 7:30 A.M. to 5:30 P.M, drive thru only.  Lobby closed until further notice.  We appreciate your patience.
Effective July 1, 2021, the IRA share account dividend rate will be lowered to 0.10% Effective June 1, 2021, the Share Draft account dividend rate will be lowered to 0.03%
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NEWS & UPDATES
Rate increases on Visa Cards: Return Check Fee-$30.00 Card Replacement Fee - $15.00 Late Fee - $25.00
Lobby will reopen on June 1, 2021. Lobby hours: 8:00 A.M. to 5:30 P.M. M-F Drive thru hours : 7:30 A.M. to 5:30 P.M. M-T, 7:30 A.M. to 6:00 P.M. on Fridays.
Annual Meeting Tuesday, August 3, 2021. This will be a BUSINESS MEETING ONLY.  More information to come.
Home Access

© 2019 Heartland Area Federal Credit Union. All Rights Reserved.

About /Sign Up
NOTICE:  Inactive and Dormant Accounts An inactive account shall be defined as an account on which there has been no activitiy, other than posting of dividends, for a period of two years or more, has a balance of less than $500.00 and no other savings or loan accounts. If a savings account has a balance of less than $50.00 or a checking account has less than $120.00, no activity for a six-month period and no other savings or loan accounts they will be considered inactive. Beginning in 2016, all inactive accounts with less than $500.00, however more than $50.00 that have not had activity for 2 years or more shall be subject to a $5.00 per quarter inactive fee. All savings accounts that have less than $50.00 and checking accounts that have less than $120.00 are currently subject to a $5.00 monthly inactive fee. Dormant/abandoned property shall be defined as property, which has been unclaimed for a period of 5 years or more as of June 30 of each year. It includes accounts on which there has been no activity, other than the posting of dividends, for a period of 5 years or more as of June 30 of each year. An account will not be considered dormant/abandoned, even though it otherwise meets this definition, of the owner of the acount has made tranactions on another account under the same primary account number within the 5-year period, or has indicated to the credit union, in writing, that he/she has not abandoned his/her account. Dormant/abandoned property is required to be sent to the state each year.

Quick Links Membership Application Loan Application Allpoint ATM Locations Fuel Economy Guide Enterprise Car Sales Harland Clarke Check Reorder CUNA Mutual Financial Center NADA 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States government. National Credit Union Administration, a U.S. Government Agency

Credit Card Lost or Stolen? Visa – 1-800-808-7230 Mastercard – 1-800-500-1044

Get the Mobile App!

Current hours: Monday thru Friday, 7:30 A.M. to 5:30 P.M, drive thru only.  Lobby closed until further notice.  We appreciate your patience.
Learn More
Effective July 1, 2021, the IRA share account dividend rate will be lowered to 0.10%
NEWS & UPDATES
Rate increases on Visa Cards: Return Check Fee-$30.00 Card Replacement Fee - $15.00 Late Fee - $25.00
Lobby will reopen on June 1, 2021. Lobby hours: 8:00 A.M. to 5:30 P.M. M-F Drive thru hours : 7:30 A.M. to 5:30 P.M. M-T, 7:30 A.M. to 6:00 P.M. on Fridays.
Annual Meeting Tuesday, August 3, 2021. This will be a BUSINESS MEETING ONLY.  More information to come.
Effective June 1, 2021, the Share Draft account dividend rate will be lowered to 0.03%