We will meet or beat your existing rate by 0.50%
APR or more* if you refinance your 2011or newer
vehicle ,from another institution, WITH US! PLUS
We’ll give you a $50 gas card!
We’ll match down to 2.70% on 2011 or newer
vehicles. 100% financing is available!
*With Approved Credit. Rate can vary based on credit
worthiness, age of vehicle, and terms of the loan. Financing up
to retail value is available. Minimum APR will be no lower that
2.20%. Minimum $5,000 new money. Rates terms and
conditions subject to change without notice.
© 2018 Heartland Area Federal Credit Union. All rights reserved.
Quick Links
Membership Application
Loan Application
Cash Corner ATM Locations
Carfax
Fuel Economy Guide
Enterprise Car Sales
Harland Clarke Check Reorder
CUNA Mutual Financial Center
NADA
6111 N. 72nd Street
Omaha, NE 68134-2157
Toll Free 866.314.2328
Phone 402.571.8444
Fax 402.571.0462
Your savings federally insured to at least $250,000 and backed
by the full faith and credit of the United States government.
National Credit Union Administration, a U.S. Government Agency
Thank you for visiting Heartland Area Federal Credit Union. You will find a vast assortment of information about
our Credit Union. We are a Community Charter Credit Union. Our membership base is now anyone who lives,
works, worships, or attends school in Douglas or Washington County, NE. If you are within our field of
membership, you will be able to apply for membership by clicking on Membership Application. Just complete and
submit to us. If you are currently a member, you can apply online for a loan. We’ll review and get right back to you.
HOURS
Lobby: Mon - Fri 8:00 - 5:30
Drive Thru: Mon - Thur: 7:30 am - 5:30
Friday: 7:30 - 6:00
NOTICE: Inactive and Dormant Accounts
An inactive account shall be defined as an account on which there has been no activitiy, other than
posting of dividends, for a period of two years or more, has a balance of less than $500.00 and no other
savings or loan accounts. If a savings account has a balance of less than $50.00 or a checking account
has less than $120.00, no activity for a six-month period and no other savings or loan accounts they will
be considered inactive.
Beginning in 2016, all inactive accounts with less than $500.00, however more than $50.00 that have not
had activity for 2 years or more shall be subject to a $5.00 per quarter inactive fee. All savings accounts
that have less than $50.00 and checking accounts that have less than $120.00 are currently subject to a
$5.00 monthly inactive fee.
Dormant/abandoned property shall be defined as property, which has been unclaimed for a period of 5
years or more as of June 30 of each year. It includes accounts on which there has been no activity, other
than the posting of dividends, for a period of 5 years or more as of June 30 of each year. An account will
not be considered dormant/abandoned, even though it otherwise meets this definition, or the owner of
the account has made transactions on another account under the same primary account number within
the 5-year period, or has indicated to the credit union, in writing, that he/she has not abandoned his/her
account. Dormant/abandoned property is required to be sent to the state each year.
Partner Links
Discover Affordable Worry-
free Driving with Credit Union
Auto Club.
Speak to Linda, our loan
officer, or visit
LoveMyCreditUnion.org
EZ Loan
(No questions asked)
Cash loans with
approval in one hour!
Borrow $200 - $1,000
with repayment up to
six months at 28%. Low
processing fee of $20.
Credit Card Lost or Stolen?
Call 1-800-808-7230
Electronic Statements
Online statements are a great way to eliminate paper clutter and have
electronic access to your HAFCU statements. An eStatement is an
electronic copy of your statement that includes the same information as
your regular mailed statements. You will have immediate access to your
statement information rather than having to wait for it in the mail.
Electronic Statement Q & A
Refinance Your Current
Vehicle Loan!
Holiday Closings
Find ATMs at
www.allpointnetwork.com
Veteran’s Day - November 12
Thanksgiving – November 22
Christmas Eve, December 24,
closing at 1:00
Christmas Day, December 25
New Year’s Eve, December 31,
closing at 2:00
New Year’s Day, January 1, 2019
There is no fee for cash withdrawals and inquiries if an Allpoint ATM is used. When using other
ATMs, a fee of $3.50 is charged for withdrawals and $2.00 for inquiries.
NOTICE: You may still use your card at Cash Corner ATMs, but they are no longer surcharge free.
![[x]](index_htm_files/close.png "Close")
© 2018 Heartland Area Federal Credit Union. All Rights Reserved.
Electronic Statements
Online statements are a great way to eliminate paper clutter and have electronic access to your HAFCU statements. An eStatement is an electronic copy of your statement. You will have immediate access to your statement information rather than having to wait for it in the mail.
NOTICE: Inactive and Dormant Accounts
An inactive account shall be defined as an account on which there has been
no activitiy, other than posting of dividends, for a period of two years or
more, has a balance of less than $500.00 and no other savings or loan
accounts. If a savings account has a balance of less than $50.00 or a checking
account has less than $120.00, no activity for a six-month period and no
other savings or loan accounts they will be considered inactive.
Beginning in 2016, all inactive accounts with less than $500.00, however
more than $50.00 that have not had activity for 2 years or more shall be
subject to a $5.00 per quarter inactive fee. All savings accounts that have less
than $50.00 and checking accounts that have less than $120.00 are currently
subject to a $5.00 monthly inactive fee.
Dormant/abandoned property shall be defined as property, which has been
unclaimed for a period of 5 years or more as of June 30 of each year. It
includes accounts on which there has been no activity, other than the
posting of dividends, for a period of 5 years or more as of June 30 of each
year. An account will not be considered dormant/abandoned, even though it
otherwise meets this definition, of the owner of the acount has made
tranactions on another account under the same primary account number
within the 5-year period, or has indicated to the credit union, in writing, that
he/she has not abandoned his/her account. Dormant/abandoned property is
required to be sent to the state each year.
We will meet or beat your existing
rate by 0.50% APR or more* if you
refinance your 2008 or newer
vehicle ,from another institution,
WITH US! PLUS
We’ll give you a $50 gas card!
We’ll match down to 2.70% on 2011
or newer vehicles. 100% financing is
available!
*With Approved Credit. Rate can vary based
on credit worthiness, age of vehicle, and
terms of the loan. Financing up to retail
value is available. Minimum APR will be no
lower that 1.90%. Minimum $5,000 new
money. Rates terms and conditions subject
to change without notice.
Refinance
Your Current
Vehicle Loan!
Quick Links
Membership Application
Loan Application
Cash Corner ATM Locations
Carfax
Fuel Economy Guide
Enterprise Car Sales
Harland Clarke Check Reorder
CUNA Mutual Financial Center
NADA
Your savings federally insured to at least $250,000 and backed
by the full faith and credit of the United States government.
National Credit Union Administration, a U.S. Government Agency
EZ Loan
(No questions asked)
Cash loans with approval in one
hour! Borrow $200 - $1,000 with
repayment up to six months at
28%. Low processing fee of $20.
Find ATMs at
www.allpointnetwork.com
Holiday Closings
Veteran’s Day - November 12
Thanksgiving – November 22
Christmas Eve, December 24,
closing at 1:00
Christmas Day, December 25
New Year’s Eve, December 31,
closing at 2:00
New Year’s Day, January 1, 2019
There is no fee for cash withdrawals and inquiries if an Allpoint ATM is used.
When using other ATMs, a fee of $3.50 is charged for withdrawals and $2.00
for inquiries.
NOTICE: You may still use your card at Cash Corner ATMs, but
they are no longer surcharge free.
