© 2020 Heartland Area Federal Credit Union. All rights reserved.
6111 N. 72nd Street
Omaha, NE 68134-2157
Toll Free 866.314.2328
Phone 402.571.8444
Fax 402.571.0462
Your savings federally insured to at least $250,000 and backed
by the full faith and credit of the United States government.
National Credit Union Administration, a U.S. Government Agency
Thank you for visiting Heartland Area Federal Credit Union. You will find a vast assortment of information about
our Credit Union. We are a Community Charter Credit Union. Our membership base is now anyone who lives,
works, worships, or attends school in Douglas or Washington County, NE. If you are within our field of
membership, you will be able to apply for membership by clicking on Membership Application. Just complete and
submit to us. If you are currently a member, you can apply online for a loan. We’ll review and get right back to you.
HOURS
Lobby: Mon - Fri 8:00 - 5:30
Drive Thru: Mon - Thur: 7:30 am - 5:30
Friday: 7:30 - 6:00
NOTICE: Inactive and Dormant Accounts
An inactive account shall be defined as an account on which there has been no activitiy, other than
posting of dividends, for a period of two years or more, has a balance of less than $500.00 and no other
savings or loan accounts. If a savings account has a balance of less than $50.00 or a checking account
has less than $120.00, no activity for a six-month period and no other savings or loan accounts they will
be considered inactive.
Beginning in 2016, all inactive accounts with less than $500.00, however more than $50.00 that have not
had activity for 2 years or more shall be subject to a $5.00 per quarter inactive fee. All savings accounts
that have less than $50.00 and checking accounts that have less than $120.00 are currently subject to a
$5.00 monthly inactive fee.
Dormant/abandoned property shall be defined as property, which has been unclaimed for a period of 5
years or more as of June 30 of each year. It includes accounts on which there has been no activity, other
than the posting of dividends, for a period of 5 years or more as of June 30 of each year. An account will
not be considered dormant/abandoned, even though it otherwise meets this definition, or the owner of
the account has made transactions on another account under the same primary account number within
the 5-year period, or has indicated to the credit union, in writing, that he/she has not abandoned his/her
account. Dormant/abandoned property is required to be sent to the state each year.
Partner Links
Discover Affordable Worry-
free Driving with Credit Union
Auto Club.
Speak to Linda, our loan
officer, or visit
LoveMyCreditUnion.org
Credit Card Lost or Stolen?
Visa – 1-800-808-7230
Mastercard – 1-800-500-1044
Online statements are a great way to eliminate
paper clutter and have electronic access to
your HAFCU statements. An eStatement is an
electronic copy of your statement that includes
the same information as your regular mailed
statements. You will have immediate access to
your statement information rather than having
to wait for it in the mail.
Electronic Statement Q & A
Holiday Closings
Allpoint - Free ATM transactions
Electronic Statements
Get the Mobile App!
For the safety of our Members and
employees, beginning March 16 we
will only transact business through
the Drive-Thru window.
If you have a loan request, please
call Robert at 402.571.8444.
For up-to-date information about
COVID-19, visit the CDC website.
We appreciate your understanding.
Be safe.
Coronavirus (COVID-19) NOTICE
Susan O’Connor, President
Martin Luther King Jr Day, Jan 18
President’s Day, February 15
New hours, Monday thru Friday,
7:30 A.M. to 5:30 P.M, drive thru
only. Lobby closed until further
notice. We appreciate your
patience.
Effective November 1,
2020 share draft dividend
rate will be 0.05%
Effective April 1, 2021, the
IRA share account dividend
rate will be lowered to 0.20%
Effective January 1, 2021
all share account dividend
rates will be 0.05%
Must be employed for at least six months.
Must be a member of Heartland Area FCU for at least three months.
Must provide two months proof of income.
Must pay $20 loan processing fee.
Must hold 10% of loan in savings until paid in full.
Payment must be made at least monthly.
E Z Loan Terms
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