Free Checking that’s truly FREE

And we make it EZ to Switch!

It’s EZ to switch from your current checking account to a Heartland Area Federal Credit Union checking account. We will guide you every step of the way. Simply stop in at the credit union and our experienced Member Service Representatives will set your NEW account up for you.

For information on check styles available from Harland Clarke, use the “Harland Clarke” button.

Stop in to open your Heartland Area checking account today!

Say, “Yes Please” to no surcharge fees.

  • Visa debit card*
  • Overdraft protection*
  • Free ATM transactions through the MoneyPass network. Find them at MONEYPASS.
  • ($3.50 fee for withdrawals and $2.00 fee for inquiries on other networks.)
  • Free checks available for members 50 & over (select styles)
  • Internet home access
  • e-Statements
  • Direct deposits
  • 24/7 phone access to account details
  • Dividends computed day-in and day-out, and paid monthly on balances over $120.00
  • NCUA Insured up to $250,000
  • First 50 checks Free
  • No storage of checks