Services
© 2023 Heartland Area Federal Credit Union. All rights reserved.
MasterCard Debit Card
•
Overdraft protection limit and debit card limit
•
Cash advances can be made at ATMs worldwide
•
Personal identification number provides security
•
Offered to members that qualify
•
There is no fee for cash withdrawals and inquiries through the Allpoint
Network. When using other ATMs, a $3.50 fee for cash withdrawals.
Benefits:
•
The debit card offers an alternative for members rather than writing
checks
•
Members can have access to their account 24 hours a day, 7 days a
week
•
The debit card is safer than carrying cash and more convenient than
writing a check
•
The card is accepted worldwide
MasterCard Secure Code New security options for your MasterCard. Monitor your card for suspicious or fraudulent activity. Register Now! Call-24 Now you'll always go right to the front of the line! Call-24 allows you 24-hour access to your account information. Check deposits or withdrawals and make transfers from anywhere, anytime from your touch-tone phone. • Call-24: (866) 414-9202 • Credit Union ID # 26 • (PIN Number Required) • There is no monthly fee, so contact your credit union today to set up your PIN number. Lockout Reset If you are locked out of your account, click on the link Call24 Lockout Reset. It will ask you for your member account number and you will then have to answer a question related to your account. (The lockout Reset feature may only be used once in a 24 hour period.) VISA Gift Card VISA Gift Cards are the ideal way to send just the right gift every time. For holidays, birthdays, weddings, graduations, anniversaries or whatever the occasion, you'll never have to worry about buying the wrong gift when you send a VISA gift Card...good anywhere VISA cards are accepted. • You select the amount you'd like to put on the card - from $10 to $1000. • There is a $5.00 fee to purchase and activation will occur within 24 hours of the next business day. Drop by the Credit Union and purchase your VISA Gift Card(s) today! Or call the Credit Union at 402-571-8444 or toll-free at 1-866-314-2328 for more information. CU Money Card CU Visa Money Cards are available for amounts of $100 to $5,000, so you can enjoy your vacation, trip or whatever your needs might be without worrying about your cash. Negotiable Instruments • Can be purchased in any amount with collected funds • Provides safe financial transactions • Money orders are available in any amount up to $1,000 with a fee of $1.50 per money order • Cashier Checks cost $5.00 • Counter check fee of $3.00/if payable to a third party Benefits: • Most financial institutions and merchants will give immediate credit • Easy record keeping • No need to carry large amounts of cash • Provide varied methods of payment • Receives receipt of purchase for their records • Safe and convenient for sending funds through the mail Wire Transfers (Bank to Bank) • Collected funds may be wired anywhere within the United States • A fee of $20.00 will be charged for outgoing wire • A fee of $10.00 will be charged for incoming wires • No minimum or maximum amount required • Cutoff time is 2:30 p.m., Monday through Friday Benefits: • Money can be wired with signed authorization of member • Low cost for transfer of funds • Convenient method for transferring of funds anywhere within the United States
Your savings federally insured to at least $250,000 and backed by
the full faith and credit of the United States government. National
Credit Union Administration, a U.S. Government Agency
ELECTRONIC FUND TRANSFER DISCLOSURES
If you believe that there has been an unauthorized electronic transfer of funds from any of your accounts, or in case of errors or questions about your electronic funds transfers,
notify Heartland Area Federal Credit Union at (402) 571-8444, or by mail to or in person at 6111 North 72nd Street, Omaha, Nebraska 68134. Prompt notification of an
unauthorized transfer will lessen your liability. If your access device, i.e. your card, PIN number, password, etc., for your account is lost or stolen, and you notify the Credit Union
within 2 business days after learning of the loss or theft, your liability will not exceed the lesser of $50 or the amount of unauthorized transfers occurring before such notice. If you
fail to notify the Credit Union within 2 business days after learning of the loss or theft, you will also be liable for all unauthorized transfers occurring after those 2 business days but
before you gave the Credit Union notice. However, your total liability will not exceed $500. If an unauthorized transfer appears on a periodic statement, and you notify the Credit
Union within 60 days of the Credit Union’s transmitting that statement to you, you will not be liable for any subsequent unauthorized transfers. However, if you fail to notify the
Credit Union within 60 days, you will be liable for any unauthorized transfers occurring after the 60 days if the Credit Union could have stopped such transfer had you given notice
within the 60 day period. The Credit Union will extend these deadlines to a reasonable period if your failure to notify the Credit Union was due to extenuating circumstances. The
Credit Union will make such determinations on a case by case basis. Complete Disclosure Information
$1000 of TruStage™
Accidental Death &
Dismemberment
Insurance Coverage
Is Yours.
One of the nice benefits of credit union
membership is a no-cost TruStage Accidental
Death and Dismemberment (AD&D) insurance
policy from CMFG Life Insurance Company. AD&D
coverage pays you or your loved ones a cash
benefit after an accident results in a covered
injury or loss of life due to an accident.
You can get $1000 of coverage, paid for by your
credit union, and provided by CMFG Life Insurance
Company. You can also get up to an additional
$300,000 AD&D coverage from CMFG Life at
affordable rates.
Sign up for your no-cost or additional protection
today.
TruStage™ AD&D Insurance is offered by TruStage Insurance
Agency, LLC and underwritten by CMFG Life Insurance
Company. The insurance offered is not a deposit and is not
federally insured or guaranteed by your credit union.
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© 2023 Heartland Area Federal Credit Union. All Rights Reserved.
MasterCard Debit Card
•
Overdraft protection limit and debit card limit
•
Cash advances can be made at ATMs worldwide
•
Personal identification number provides security
•
Offered to members that qualify
•
There is no fee for cash withdrawals and inquiries through the
Allpoint Network. When using other ATMs, a $3.50 fee for cash
withdrawals.
Benefits:
•
The debit card offers an alternative for members rather than writing
checks
•
Members can have access to their account 24 hours a day, 7 days a
week
•
The debit card is safer than carrying cash and more convenient than
writing a check
•
The card is accepted worldwide
MasterCard Secure Code New security options for your MasterCard. Monitor your card for suspicious or fraudulent activity. Register Now! Call-24 Now you'll always go right to the front of the line! Call-24 allows you 24-hour access to your account information. Check deposits or withdrawals and make transfers from anywhere, anytime from your touch-tone phone. • Call-24: (866) 414-9202 • Credit Union ID # 26 • (PIN Number Required) • There is no monthly fee, so contact your credit union today to set up your PIN number. Lockout Reset If you are locked out of your account, click on the link Call24 Lockout Reset. It will ask you for your member account number and you will then have to answer a question related to your account. (The lockout Reset feature may only be used once in a 24 hour period.) VISA Gift Card VISA Gift Cards are the ideal way to send just the right gift every time. For holidays, birthdays, weddings, graduations, anniversaries or whatever the occasion, you'll never have to worry about buying the wrong gift when you send a VISA gift Card...good anywhere VISA cards are accepted. • You select the amount you'd like to put on the card - from $10 to $1000. • There is a $5.00 fee to purchase and activation will occur within 24 hours of the next business day. Drop by the Credit Union and purchase your VISA Gift Card(s) today! Or call the Credit Union at 402-571-8444 or toll-free at 1-866-314-2328 for more information. CU Money Card CU Visa Money Cards are available for amounts of $100 to $5,000, so you can enjoy your vacation, trip or whatever your needs might be without worrying about your cash. Negotiable Instruments • Can be purchased in any amount with collected funds • Provides safe financial transactions • Money orders are available in any amount up to $1,000 with a fee of $1.50 per money order • Cashier Checks cost $5.00 • Counter check fee of $3.00/if payable to a third party Benefits: • Most financial institutions and merchants will give immediate credit • Easy record keeping • No need to carry large amounts of cash • Provide varied methods of payment • Receives receipt of purchase for their records • Safe and convenient for sending funds through the mail Wire Transfers (Bank to Bank) • Collected funds may be wired anywhere within the United States • A fee of $20.00 will be charged for outgoing wire • A fee of $10.00 will be charged for incoming wires • No minimum or maximum amount required • Cutoff time is 2:30 p.m., Monday through Friday Benefits: • Money can be wired with signed authorization of member • Low cost for transfer of funds • Convenient method for transferring of funds anywhere within the United StatesServices
Your savings federally insured to at least $250,000 and backed by
the full faith and credit of the United States government. National
Credit Union Administration, a U.S. Government Agency
